The Unbelievers: Financial Lessons from an Evidence Based Philosophy

Financial Lessons from an Evidenced Based Philosophy

This weekend I had the pleasure of watching a documentary entitled "The Unbelievers" which follows evolutionary biologist Richard Dawkins and theoretical physicist Lawrence Krauss on a tour of the world, advocating for reason and logic in place of blind faith and religion. Being an “unbeliever” myself, I tried to think critically about my experience watching this [...]


Why You Should Give Up On Being The Best


To say I come from a competitive family would be a gross understatement. My childhood was about how many accolades I could acquire- from A’s on the report card to medals at gymnastics meets to various merit certificates that now line the wall of my parents’ basement. Even amongst each other, being the best was [...]


Perks and Challenges of Working From Home

Perks and Challenges of Working From Home

About six weeks ago I got a job offer for a show that will start rehearsals in October and play through the end of the year. Knowing I wouldn’t be able to squeeze in any other theatre work before the October start date, I decided to step up my freelance side hustle and start working from [...]


Why I’m Giving Up My Daily Latte

The following is a guest post from fellow blogger Brent at  As a regular contributor to VOSA myself, I'm thrilled to feature Brent on The Broke and Beautiful Life today! Willpower is a finite element that you use up throughout the days. Knowing this has lead me to keep certain routines so I’m am [...]


What Can I Learn From My “Archetype”?

What Can We Learn From Our Archetype?

What can we learn about ourselves by reducing ourselves to a stereotype or by classifying ourselves as an archetype? No woman has ever watched Sex and the City without trying to figure out whether she’s a Carrie, Miranda, Charlotte, or Samantha. Similarly, no woman would classify herself as just one. We all like to think [...]


Ever Consider Churning Bank Accounts?

Churning Bank Accounts

The following is a guest post from from financial analyst and early financial independence advocate, Will Lipovsky, at First Quarter Finance.  Please join me in welcoming him to the blog today! Churning credit cards is a pretty common practice. You sign up for a credit card during a special promotional offer. Then you meet the card's [...]


Why Things Couldn’t Be More Perfect

Law of Attraction: Couldn’t Be More Perfect

The following is a guest post from David and John at Debt Free Guys.  I had the pleasure of being featured in their Money Masters series and posting "Never Say Never" on their site last week.  Please welcome them to the blog today! Our readers are well aware that we believe in the Law of [...]


Who are YOUR Joneses? Today’s Lifestyle Inflation

Today’s Lifestyle Inflation

The danger of lifestyle inflation as a result of “keeping up with the Joneses” is a warning echoed throughout the personal finance literature with a menacing quality that rivals childhood tales of the Boogeyman.  But unlike the fantastical nature of made up folklore, the veneration of the Joneses poses a very real threat, comparable to [...]


Labor Day Savings: Throw a Budget BBQ

Budget BBQ

The following is a guest post from Erin Konrad at  I was a feature on CouponPal's "Interview With an Expert" series on Monday, and I'm happy to share Erin's savings tips on the blog today.  Enjoy! Labor Day truly marks the end of summer, but that doesn’t mean you can’t give the season a fantastic send-off! What [...]


Would You Share Your Private Information for a Discount?

Private Information for Discounts

The following is a guest post from Melissa at The Sunburnt Saver.  Please join me in welcoming her to the blog today!  A few weeks ago, I read a really interesting article on DealNews about people willing to give up personal information in exchange for a deal or two. We’re not just talking giving up your [...]


What’s YOUR Make or Break Number?

What’s Your Make or Break Number?

Do you know your make or break number? That is, do you know exactly how much it costs at a bare minimum to run “YOU inc.”?  By YOU inc. I mean you and anyone you are financially responsible for; lucky for me, that’s just me.  Now if you’re married and have joint finances, it’s “US [...]


Apple Stock: A Lesson In Patience

Apple Stock AAPL

I own 35 shares of Apple stock (AAPL); purchased at $76.40 a share.  As of market close yesterday, the price of that stock was $100.53.  That’s a 31.58% increase on my initial investment for a total gain of $844.40.  Pretty sweet deal considering all it took was about thirty seconds of my time and $4.95 [...]